Which type of health insurance is usually sponsored and partially paid by an employer?

Group health insurance is typically sponsored and partially paid by an employer, which makes it a common option for employees. This type of insurance covers a group of people, often employees of the same company, under a single policy, benefitting from lower premiums due to the shared risk among a larger number of individuals. Employers often contribute a significant portion of the premium costs, making health insurance more affordable for their employees.

Individual health insurance is purchased by individuals on their own without employer support, while short-term health insurance provides temporary coverage for a limited time but is not employer-sponsored. Catastrophic health insurance is designed primarily to cover emergency situations and generally has lower premiums but higher deductibles, making it a different option that is also not employer-sponsored.