What is the national health insurance plan for Americans aged 65 and older?

The national health insurance plan for Americans aged 65 and older is Medicare. This program was established to provide health coverage for older adults, as well as certain younger individuals with disabilities or specific health conditions. Medicare helps cover various medical expenses, including hospital stays, outpatient care, and some preventive services. It's an essential part of the American healthcare system, specifically designed to meet the needs of the elderly population, ensuring they have access to necessary medical services without facing overwhelming costs.

Medicaid, while also a significant health program, primarily assists low-income individuals and families, regardless of age, and may include some adults aged 65 and older. CHIP (Children's Health Insurance Program) specifically caters to uninsured children up to a certain age, also not applicable to those 65 and older. Private insurance refers to health plans offered by private companies and is not a government program like Medicare. These distinctions highlight why Medicare is the correct and specific answer for health insurance coverage for individuals aged 65 and older.