Family members that are covered under a member's insurance policy are known as what?

The term for family members covered under a member's insurance policy is "dependents." This designation is used to refer to individuals who rely on the primary policyholder for insurance coverage. Dependents typically include children, spouses, or other relatives who meet the insurance provider's criteria for coverage. This term signifies the relationship of those individuals to the policyholder and clarifies their eligibility for benefits under that insurance plan.

Beneficiaries, while related to insurance contexts, usually refer to individuals who are entitled to receive benefits from a policy upon the occurrence of a specific event, such as death, rather than those who are covered under a health insurance policy. Policyholders are the individuals who own the insurance policy and are responsible for paying the premiums, which does not include their family members unless they are classified as dependents. Subscribers typically refer to those who subscribe or enroll in a health plan, but this term does not specifically indicate family members covered under the policy, making "dependents" the most accurate answer in this context.